Medical expenses, including doctor visits, hospital bills and surgery costs, are generally included in a California personal injury claim. That means the other driver's insurance company may be held responsible for your medical expenses. However, you may need to use your own insurance to cover your medical bills in the meantime.
Just because you use your own coverage, does not mean you cannot pursue compensation for your medical bills from the person liable for the accident. If you are able to recover damages for your injuries, you may need to repay your insurance company for the costs spent on your behalf.
Each case is unique and it is best to consult with an experienced Southern California accident attorney who will be able to explain your legal options. For more information, contact our office at (800) 989-6385.