Insurance agent reviewing a car after a car accident

More than 4.5 million medically consulted injuries are due to motor vehicle accidents in the U.S. every year. That adds up to an annual cost of roughly $463 billion. 

With that in mind, figuring out how you will pay for medical bills after an accident can be stressful. This article discusses: 

  • Who pays for medical bills after an accident
  • How liability impacts who pays for medical care
  • How to cover medical expenses while you wait for a settlement 
  • When to contact a car accident lawyer

If you or a loved one has been injured in a car accident due to the negligence of another driver, it’s in your best interest to consult with an experienced car accident lawyer. 

Contact Steinberg Injury Lawyers for your free initial consultation today. 

Know Who Pays For Medical Care After An Accident 

California is an “at-fault” car accident state. That means that liable (at-fault) drivers must pay for injuries and damages suffered by victims. However, it’s essential to note that you and your car accident lawyer must prove fault before you can recover compensation. 

Generally, at-fault drivers and their insurers are responsible for covering for the following medical expenses, but not limited to: 

  • Medical bills 
  • Emergency room and ambulance fees
  • The cost of rehabilitation
  • Future medical costs 
  • Prescription costs 

Unfortunately, you are responsible for paying all medical expenses upfront, until fault is determined. That can include co-payments, follow-up doctor appointments, surgery, and other out-of-pocket expenses. 

However, if you don’t have the money, there are alternative methods to afford post-accident medical treatment while you wait for a settlement. 

How To Cover Medical Expenses After An Accident 

It can sometimes take weeks, months, or years to determine fault and receive a car accident settlement. Meanwhile, you’re responsible for covering your medical expenses. 

Additionally, your car accident lawyer will likely not want you to pursue a claim until you reach maximum medical improvement (MMI). While you wait for your car accident settlement, there are a few options to pay for medical expenses. They include but are not limited to: 

  • Your health insurance 
  • Medicaid or Medicare
  • Medical payment coverage offered by your car insurance 
  • Payment plans with medical providers or medical liens

The worst thing you can do is to ignore your medical expenses. Working with a proven car accident lawyer can help to ensure that you get the maximum compensation owed to you. Learn more below. 

Contact Us to Speak With a Car Accident Lawyer Today

While you recover, dealing with the insurance company can quickly become overwhelming for car accident victims. Fortunately, you don’t have to. The car accident lawyers at Steinberg Injury Lawyers are here to help you get maximum compensation for your injuries. Our attorneys will: 

  • Investigate your claim 
  • Negotiate with insurance providers
  • Fight for maximum compensation on your behalf 
  • Take your case to court if necessary
  • Help you determine the best methods to cover medical expenses while waiting for a settlement 

Contact us today to speak with an experienced car accident lawyer in Los Angeles. We are here to help you with your car accident insurance. 

Peter Steinberg
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Los Angeles Personal Injury Attorney Since 1982
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