When you call for an Uber or Lyft ride, you expect to arrive safely at your destination. Unfortunately, plenty of rideshare trips end with serious accidents. When your rideshare driver leaves you with injuries, medical bills, and lost wages, you need to call a rideshare accident attorney right away.
Why You Should Call a Rideshare Accident Attorney
Rideshare accidents aren’t like other car accidents. A car crash usually involves two drivers, each with their own driver’s insurance policy. Recovering compensation for a rideshare accident is often challenging due to the complexities of insurance coverage.
Insurance in a rideshare crash is handled much differently than in crashes that don’t involve rideshare drivers. If you’re involved in a rideshare crash, a general car accident lawyer probably won’t possess the specialized knowledge necessary to navigate the insurance challenges of a rideshare crash.
If you’ve been involved in a rideshare accident, the best way to protect your finances is to call a rideshare accident attorney as soon as possible.
Key Insurance Challenges in Recovering Rideshare Accident Compensation
Rideshare drivers are required to carry personal driver’s insurance. At the same time, the rideshare companies themselves carry generous insurance coverage.
These insurance policies are designed to protect companies like Uber and Lyft from expensive lawsuits. If a driver’s insurance policy isn’t enough to cover the costs of a crash, the rideshare coverage can be used to make up the difference.
Tiered Rideshare Insurance Coverage
However, in reality, rideshare insurance can be complicated. Unless you’ve spent time as a rideshare driver, you probably don’t know much about how these companies handle insurance. Rideshare companies use a tiered system to determine how much coverage a driver has at a given time.
Depending on whether a driver is transporting rideshare passengers, en route to a scheduled pickup, or between rides, ensuing accidents have different levels of coverage.
The highest level of coverage exists when a driver has passengers in the vehicle. That doesn’t mean it’s easy to recover the injury compensation you need, but it does mean there’s a better chance of an experienced rideshare accident attorney recovering adequate injury compensation.
In other situations, compensation becomes more complex. Suppose you’re injured in a crash caused by a rideshare driver who hasn’t yet accepted a job on the app. According to the tiered coverage system, recovering the money you need can be much harder without a lawsuit.
The good news is that, in most cases, a rideshare company would prefer to offer a settlement rather than face a lawsuit in court. However, you need an experienced rideshare accident attorney to help build your case and negotiate your settlement.
Call an Experienced Rideshare Accident Attorney Today
You should never assume that a rideshare company will simply hand you the necessary injury compensation. If you’re harmed in a rideshare crash, you must call an experienced accident attorney immediately.
At Steinberg Injury Lawyers, our skilled rideshare accident lawyers know how to obtain results. Contact our firm to learn more about how we can help you recover the rideshare accident injury compensation you need.