Insurance companies are there to provide you with a safety net in the event that you suffer property damage or injuries in a car accident. Your insurance policy can help to pay for repairs as well as medical treatment.
However, it’s important to remember that insurance companies are just like any other business, they are in business for profits. This can sometimes lead to shady practices and wrongly denied claims.
Before you give a statement or begin negotiations with your insurance company, consult with a car accident attorney that you trust. Contact Steinberg Injury Lawyers to schedule you free, no-obligation, initial consultation today.
Learn about common shady practices insurance companies use below.
1. Failure to Explain The Details of Your Coverage
This shady tactic occurs well before the accident. When purchasing your insurance, many opt to select plans with minimal coverages. While these policies are allowed by law, they do not usually cover all accident-related experiences.
In some cases, insurance companies may influence you to buy cheaper coverage instead of more comprehensive coverage that can actually help you if you get into an accident. Ensure that you ask detailed questions about your insurance policy and what it covers before purchasing.
2. Talk You Out of Seeking Medical Care
In some cases, insurance companies may discourage you from seeking medical attention, even if it’s clear that you need it. This can help them to deny claims of injuries and save money on the cost of medical treatment. It is recommended that you seek medical attention any time you get into an accident, regardless of if you think you need to or not.
3. Pressure You to Immediately Record a Statement
Each state allows you a certain amount of time to give your insurance company a recorded statement about the accident. It is in your best interest to take advantage of this time to fully assess your injuries and damage.
Premature statements can sometimes lead to underpaid or denied accident claims. Take the time that your state allocates to fully assess your injuries as well as speak with a car accident attorney.
Let us Help, Contact Steinberg Injury Lawyers Today
Insurance companies are notorious for using shady tactics and denying valid personal injury claims. Working with an experienced car accident lawyer in Orange County can help you to avoid unfair tactics used by your insurer.
If you have been injured due to the fault or negligence of another driver, it is your right to seek maximum compensation. Negotiating with the insurance companies on your own can leave you vulnerable to shady tactics. It can also lead to underpaid settlements or denied claims.
Fortunately, you do not have to do this alone. Let us worry about dealing with your insurance company, while you focus on recovering. Contact Steinberg Injury Lawyers online or give us a call at 1-800-350-8888 to schedule your free, no-hassle, initial consultation today.