What Happens If I Am Injured in a Car Accident without Insurance?

injured in car accident without insurance

California law requires all drivers to show financial responsibility for any vehicle they may own, most often in the form of liability insurance. When you purchase liability insurance, the insurer will pay for damages that you are responsible for up to your policy’s limits. Furthermore, the insurer will provide a legal defense to any lawsuits against you arising from an auto accident.

If you are injured in a car accident, you can take some comfort in knowing that insurance will help cover the costs of medical treatment. But what if you or the other driver involved did not carry auto liability insurance at the time of the car accident?

What Happens If I Am Uninsured?

If you are involved in a car accident without liability insurance, you still have a right to collect. You are entitled to collect your economic damages including damages to your car, medical bills and loss of earnings.

What If I Am Injured By An Uninsured Driver?

You can purchase coverage to protect yourself from uninsured drivers. Uninsured Motorist Bodily Injury coverage provides payment for injuries that you and your passengers sustain in a car accident when the driver at fault is uninsured.

How Can I Protect Myself?

Hire an Experienced Car Accident Attorney

If you are injured in a car accident without insurance, you should hire a car accident attorney. Car accident attorneys are trained to handle the complex issues that you may encounter after an auto accident, especially one in which a driver was uninsured. A car accident lawyer can help you reach a settlement or represent you in court. Most accident cases settle without the need for a trial.

Hire an Attorney if You Are Injured.

California law requires that you drive with liability insurance. We strongly recommend that you purchase uninsured motorist coverage to protect yourself against uninsured drivers. If you are injured in a car accident with an uninsured driver, you should seek the counsel of an experienced car accident lawyer. If you have been injured in a car accident in California, call Steinberg Injury Lawyers, 24/7 at 1-800-989-6385 for your free case evaluation.

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